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	<title>Financial Divide</title>
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	<link>http://financialdivide.com</link>
	<description>News blog</description>
	<lastBuildDate>Thu, 17 May 2012 20:41:33 +0000</lastBuildDate>
	<language>en</language>
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		<title>What&#8217;s your accident claim worth?</title>
		<link>http://financialdivide.com/whats-your-accident-claim-worth/</link>
		<comments>http://financialdivide.com/whats-your-accident-claim-worth/#comments</comments>
		<pubDate>Thu, 17 May 2012 20:41:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[injury,claims]]></category>

		<guid isPermaLink="false">http://financialdivide.com/whats-your-accident-claim-worth/</guid>
		<description><![CDATA[Being injured, no matter how slight, is not something anyone wants to experience. Mild injuries can be a sprained ankle, sore muscles a cut that requires no stitched.&#160; When an injury is more severe, it can involve broken bones, internal injuries and even death. No one ever wishes to be injured in any way but [...]]]></description>
			<content:encoded><![CDATA[<p><a class="post_image_link" href="http://financialdivide.com/whats-your-accident-claim-worth/" title="Permanent link to What&#8217;s your accident claim worth?"><img class="post_image alignright remove_bottom_margin" src="http://financialdivide.com/wp-content/uploads/2012/05/wpid-1337287384_money.jpg" width="253" height="350" alt="Post image for What&#8217;s your accident claim worth?" /></a>
</p><p>Being injured, no matter how slight, is not something anyone wants to  experience. Mild injuries can be a sprained ankle, sore muscles a cut  that requires no stitched.&nbsp; When an injury is more severe, it can  involve broken bones, internal injuries and even death.</p>
<p>No one ever wishes to be <a href="http://www.accidentclaims.org">injured</a> in any way but it seems no  matter how careful we are to keep our self safe, we can be involved in  an accident that we didn&#8217;t cause.&nbsp; This is when the injured person must  speak with a personal injury claims solicitor who will answer their  pressing questions and let them know what their claim is worth.</p>
<p>Injuries each have their own severity and if you are lucky, yours won&#8217;t  put you in the hospital or have you home in bed for long.&nbsp; Once you  recover, getting your life back to normal will be your main goal and the  compensation money you collected was what you used to support your  family while you are not able to go to work.&nbsp;&nbsp; Any type of injury can  have you out of work for weeks and so its good to know you can collect  compensation to get you through that difficult time.</p>
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		<title>Calculating your debt</title>
		<link>http://financialdivide.com/calculating-your-debt/</link>
		<comments>http://financialdivide.com/calculating-your-debt/#comments</comments>
		<pubDate>Sat, 14 Apr 2012 20:18:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Debt]]></category>

		<guid isPermaLink="false">http://financialdivide.com/calculating-your-debt/</guid>
		<description><![CDATA[When was the last time you sat down with a calculator and discovered just how much debt you have?&#160; If people did this more often, there might be fewer people deep in debt and searching for a way to get out.&#160;&#160; Debt help is closer than you think and once you take advantage of the [...]]]></description>
			<content:encoded><![CDATA[<p><a class="post_image_link" href="http://financialdivide.com/calculating-your-debt/" title="Permanent link to Calculating your debt"><img class="post_image alignright remove_bottom_margin" src="http://financialdivide.com/wp-content/uploads/2012/04/wpid-1334434776_how-does-a-debt-management-plan-work.jpg" width="782" height="466" alt="Post image for Calculating your debt" /></a>
</p><p>When was the last time you sat down with a calculator and discovered  just how much debt you have?&nbsp; If people did this more often, there might  be fewer people deep in debt and searching for a way to get out.&nbsp;&nbsp; Debt  help is closer than you think and once you take advantage of the free  and <a href="http://www.debtmanagement.org.uk">confidential advice</a> relating to your debt, you can be on your  way to living a debt free life. If this sounds to good to be true, read  on and find out that it is more true than you think.</p>
<p>Anyone with more debt than they care to have can get help online that  will lead to a solution that is just right for them.&nbsp; It is possible for  you to make arrangements to have just one monthly payment that is  affordable to you.&nbsp; Maybe consolidating your student loans is your goal  and that to is possible once you connect with the correct help.</p>
<p>Getting out of debt is a dream of many people but it doesn&#8217;t need to  remain a dream because it is possible.&nbsp; All you need to do is be  committed to not creating any new debt and then paying toward what you  owe till your balance is zero.</p>
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		<title>Franking Machines</title>
		<link>http://financialdivide.com/franking-machines/</link>
		<comments>http://financialdivide.com/franking-machines/#comments</comments>
		<pubDate>Wed, 11 Apr 2012 13:52:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Franking Machines]]></category>

		<guid isPermaLink="false">http://financialdivide.com/franking-machines/</guid>
		<description><![CDATA[After the creation of the Universal Postal Union in 1874, franking machines became very popular&#8211;especially in the United States and member nations of the Commonwealth. Franking machines made it possible for companies, governments and large institutions to send out bulk and specialized mailings through imprinting of &#8220;postage due&#8221; in custom codings and designs. The franking [...]]]></description>
			<content:encoded><![CDATA[<p><a class="post_image_link" href="http://financialdivide.com/franking-machines/" title="Permanent link to Franking Machines"><img class="post_image alignright remove_bottom_margin" src="http://financialdivide.com/wp-content/uploads/2012/04/wpid-1334757220_franking3.jpg" width="299" height="165" alt="Post image for Franking Machines" /></a>
</p><p>After the creation of the Universal Postal Union in 1874, franking  machines became very popular&#8211;especially in the United States and member  nations of the Commonwealth.  Franking machines made it possible for  companies, governments and large institutions to send out bulk and  specialized mailings through imprinting of &#8220;postage due&#8221; in custom  codings and designs.  The franking machines kept a running tally of what  it imprinted and reported it to the postal service for payment.<br /> <a href="http://www.franking-machine-warehouse.co.uk"><br /> Franking machines</a> are still widely used. Their evolution has expanded to  incorporate the instant capabilities of the Internet.  Franking  machines used to be large, complicated pieces of workmanship that  resembled printing presses or mimiograph devices.  In the current postal  environment, franking can be accomplished through digital programming  and laser printing.</p>
<p> The traditional denominated stamp is becoming obsolete because mass  mailings can now be recorded through scanning, and reported by satellite  to the postal service.  In the past, &#8220;franking&#8221; was thought of as a  skillful process, particularly in wartime when special considerations  had to be coded on physical mail.  Presently, the action of franking is  no more complicated than an online bank or business transfer.  In  essense, franking machines have become franking programs that streamline  the postal process.</p>
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		<title>Extra Costs</title>
		<link>http://financialdivide.com/extra-costs/</link>
		<comments>http://financialdivide.com/extra-costs/#comments</comments>
		<pubDate>Sat, 07 Apr 2012 00:01:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Cash]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Loan Approval]]></category>

		<guid isPermaLink="false">http://financialdivide.com/extra-costs/</guid>
		<description><![CDATA[There are a variety of extra costs that are tagged in there each and every time you get a bank loan for yourself or your business. There may be things you are not considering right away, but you need to think about them so you are considering the entire cost of your loan or other [...]]]></description>
			<content:encoded><![CDATA[<p><a class="post_image_link" href="http://financialdivide.com/extra-costs/" title="Permanent link to Extra Costs"><img class="post_image alignright remove_bottom_margin" src="http://financialdivide.com/wp-content/uploads/2012/04/wpid-1334275377_approved-4.jpg" width="264" height="191" alt="Post image for Extra Costs" /></a>
</p><p>There are a variety of extra costs that are tagged in there each and every time you get a bank loan for yourself or your business. There may be things you are not considering right away, but you need to think about them so you are considering the entire cost of your loan or other funding product in a real and clear manner. There are a lot of different things you might do to research these items, but starting with a little good old fashioned logic is <a href="http://www.nowaitpaydayloans.co.uk">a great start</a> for sure.</p>
<p>The logic is going to tell you that there is processing fees associated with any loan or transaction you do at a bank. You have fees for different types of accounts and the ways that you use them, and these costs can vary a lot even in the same account. For example, some accounts may let you use a bank card as often as you&rsquo;d like without any additional fees, but a check or other method of withdrawal will incur fees for you. By knowing the difference here, you are going to be able to make the right choice and better protect your long term interests and securities.</p>
<p>If you know the fees being charged, this is also sometimes good fodder for you to use to leverage a better deal from your bank reps. You can tell them you are unhappy with the charges, and see if you can get a reduction or a different plan more acclimated to your usage.</p>
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		<title>Strategic Marketing of Professional Services</title>
		<link>http://financialdivide.com/strategic-marketing-of-professional-services/</link>
		<comments>http://financialdivide.com/strategic-marketing-of-professional-services/#comments</comments>
		<pubDate>Mon, 02 Apr 2012 07:33:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[marketing]]></category>

		<guid isPermaLink="false">http://financialdivide.com/strategic-marketing-of-professional-services/</guid>
		<description><![CDATA[The term marketing strategy is used widely and very loosely in the professional service arena, being applied to anything from an analytical and detailed marketing plan for a national firm to the proposal for a new &#8216;corporate image&#8217; by a design company. Ambiguity and uncertainty about precise definitions of strategic marketing and marketing strategy (these [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>The term marketing strategy is used widely and very loosely in the professional service arena, being applied to anything from an analytical and detailed marketing plan for a national firm to the proposal for a new &#8216;corporate image&#8217; by a design <a href="http://www.allpro.com">company</a>. Ambiguity and uncertainty about precise definitions of strategic marketing and marketing strategy (these terms are widely interchangeable) abound even amongst the world&#8217;s leading academics, consultants and prac&shy;titioners.</p>
<p>Strategic marketing is the management process of developing and implementing a planned approach to the way in which the firm can best service its chosen target markets and achieve its long-term goals.</p>
<p>Thus, in crude terms, strategic marketing is concerned with the &#8216;what&#8217; of the organization&#8217;s direction rather than the specific &#8216;how&#8217; of getting there. While defining exactly what is, and ought, to be implied by &#8216;strategic marketing&#8217; is difficult there are a number of characteristics which differentiate between strategic and tactical levels.</p>
<p><em>Strategic marketing is long range: </em>the decisions involved in strategic marketing have long-term implications for the firm. They are not concerned with the day-to-day decisions which have relevance only over a few months. Strategic marketing plans have time-scales in years rather than months.<em>&nbsp;</em></p>
<p><em>Strategic marketing is a senior management responsibility: </em>while the specifics of producing a new brochure for a particular service are typically left in most PSFs to the marketing manager or delegated to an assistant, developing and implementing a marketing strategy has such wide-ranging implications for the future of the firm that it typically involves senior level managers and partners.<em>&nbsp;</em></p>
<p><em>Strategic marketing accepts no constraints: </em>strategic marketing questions the assumptions that PSFs make about markets, competitors, clients and the firm, and seeks to redefine the firm&#8217;s mission, approach and actions in this arena. Marketing programmes and tactics, on the other hand, accept the status-quo and work within that to achieve limited specified goals.</p>
<p><em>Strategic marketing deals with the whole organization: </em>while marketing programmes and tactics are concerned with individual services or individual markets, even individual clients, strategic marketing is concerned with the whole of an organization and how it might best relate to its environment.<em></em></p>
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		<title>Why Choose Mileage Correction London Today?</title>
		<link>http://financialdivide.com/why-choose-mileage-correction-london-today/</link>
		<comments>http://financialdivide.com/why-choose-mileage-correction-london-today/#comments</comments>
		<pubDate>Sun, 01 Apr 2012 23:55:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[correction]]></category>
		<category><![CDATA[mileage]]></category>

		<guid isPermaLink="false">http://financialdivide.com/why-choose-mileage-correction-london-today/</guid>
		<description><![CDATA[In fact, any smart car owner will ask this question whenever they want to have their cars mileage repaired. Before you let any technician near your grand car, you should ask yourself whether that person has shown enough reason and merit for you to hire him. At mileage correction London, we can guarantee you the [...]]]></description>
			<content:encoded><![CDATA[<p><a class="post_image_link" href="http://financialdivide.com/why-choose-mileage-correction-london-today/" title="Permanent link to Why Choose Mileage Correction London Today?"><img class="post_image alignright remove_bottom_margin" src="http://financialdivide.com/wp-content/uploads/2012/04/wpid-1333324644_ep.jpg" width="425" height="255" alt="Post image for Why Choose Mileage Correction London Today?" /></a>
</p><p style="margin-bottom: 0in; line-height: 100%;"><font><font size="3"><strong></strong>In fact, any smart car owner will ask this question whenever they want to have their cars mileage repaired.  Before you let any technician near your grand car, you should ask yourself whether that person has shown enough reason and merit for you to hire him. At </font></font><font color="#0000ff"><u><a href="http://www.mileage-corrections.co.uk/mileage-correction-london/"><font><font size="3">mileage correction London</font></font></a></u></font><font><font size="3">, we can guarantee you the best service ever, and we can guarantee you discretion, confidentiality and the best prices, unequaled anywhere in the market. The minute that you bring your car of odometer repair, we will guarantee you that after it is done, you will be a long time before you can take your car to the garage again. However, note that you too have to take excellent care of your car because there are so many causes for mileage havoc. </font></font></p>
<p style="margin-bottom: 0in; line-height: 100%;">&nbsp;</p>
<p style="margin-bottom: 0in; line-height: 100%;"><font><font size="3">If there will be any spare parts used in your car, they will be covered by a warranty. We would like you to come back again and tell other people about our services too and that is why we must make sure that you leave here happy. It is important to say that mileage correction London relies on referrals and recommendations. That is why we go out of our way and our budget to make sure that you get quality for your money. </font></font></p>
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		<title>Man and Van for Single Package Removals</title>
		<link>http://financialdivide.com/man-and-van-for-single-package-removals/</link>
		<comments>http://financialdivide.com/man-and-van-for-single-package-removals/#comments</comments>
		<pubDate>Sun, 01 Apr 2012 21:16:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[moving]]></category>

		<guid isPermaLink="false">http://financialdivide.com/man-and-van-for-single-package-removals/</guid>
		<description><![CDATA[Every now and then, we receive single packages from various places and we simply do not have the time to collect them and bring them home or wherever they are destined. It is for that purpose and more moving needs that man and van was established, to allow you to go on with your daily [...]]]></description>
			<content:encoded><![CDATA[<p><a class="post_image_link" href="http://financialdivide.com/man-and-van-for-single-package-removals/" title="Permanent link to Man and Van for Single Package Removals"><img class="post_image alignright remove_bottom_margin" src="http://financialdivide.com/wp-content/uploads/2012/04/wpid-1333315094_pack.jpg" width="300" height="227" alt="Post image for Man and Van for Single Package Removals" /></a>
</p><p style="margin-bottom: 0in; line-height: 100%;"><font><font size="3"><strong></strong>Every now and then, we receive single packages from various places and we simply do not have the time to collect them and bring them home or wherever they are destined. It is for that purpose and more moving needs that </font></font><font color="#0000ff"><u><a href="http://www.finestmanvan.co.uk/"><font><font size="3">man and van</font></font></a></u></font><font><font size="3"> was established, to allow you to go on with your daily activities while they take care of all your removals. If you sell stuff on the internet and you need to deliver a package to a customer, you can hire the man with a van to help you do that for a fee. You can rest assured that the package will get to its intended recipient in one piece and within good time too. </font></font></p>
<p style="margin-bottom: 0in; line-height: 100%;">&nbsp;</p>
<p style="margin-bottom: 0in; line-height: 100%;"><font><font size="3">If you think that carrying a single package will be just as easy as rushing down, signing the delivery note and tossing the package in your car, then you had better think again. Removals are never that easy and if they were, then there would be no van removal companies. You need to let the professionals do it, people who do that for a living. Since man and van drivers know London and its precincts like the back of their hands, you can be assured that your package will get to its destination fast. </font></font></p>
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		<title>Car Hunting</title>
		<link>http://financialdivide.com/car-hunting/</link>
		<comments>http://financialdivide.com/car-hunting/#comments</comments>
		<pubDate>Sat, 31 Mar 2012 16:29:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Cash]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving]]></category>

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		<description><![CDATA[Commuting is such a hassle for me. I do sometimes think that I should find affordable financing deals so as I can buy a new car. I do have a car, an old one that does not work anymore. It was given to me by my parents as a gift. Yes, it worked for two [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>Commuting is such a hassle for me. I do sometimes think that I should find <a href="http://www.carfinance.org.uk">affordable financing deals</a> so as I can buy a new car. I do have a car, an old one that does not work anymore. It was given to me by my parents as a gift. Yes, it worked for two years and then for some reason may be due to old age it does not work anymore.</p>
<p>Getting my car fixed was an idea that came into my mind when I find out that the engine does start even though how much I turn it on. But being a SEGURISTA, I first visited a couple of machine shops and started asking some questions regarding my car and how much it cost if I get it fixed. I was astonished to find out that it is that expensive. So I decided to not let it fixed and save money instead to buy a new one.</p>
<p>After some hard years of work, I finally got a brand new car and I was even happier than before because the car was not that expensive and it has this feature of gasoline saver. It has been a hassle free drive for me when traveling from town to town.</p>
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		<title>How credit unions have slashed payday loans rates</title>
		<link>http://financialdivide.com/how-credit-unions-have-slashed-payday-loans-rates/</link>
		<comments>http://financialdivide.com/how-credit-unions-have-slashed-payday-loans-rates/#comments</comments>
		<pubDate>Fri, 30 Mar 2012 23:27:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Cash]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Loan Approval]]></category>

		<guid isPermaLink="false">http://financialdivide.com/how-credit-unions-have-slashed-payday-loans-rates/</guid>
		<description><![CDATA[The real concern surrounding payday loans are the charges. Though payday loans attract a one-time fee and not accumulated interest, that one-time fee is usually quite high. This is because these loans are given over with no collateral and with very short notice. Cash loan lenders make their money by charging high rates. The point [...]]]></description>
			<content:encoded><![CDATA[<p><a class="post_image_link" href="http://financialdivide.com/how-credit-unions-have-slashed-payday-loans-rates/" title="Permanent link to How credit unions have slashed payday loans rates"><img class="post_image alignright remove_bottom_margin" src="http://financialdivide.com/wp-content/uploads/2012/03/wpid-1333150265_approved-2.jpg" width="298" height="169" alt="Post image for How credit unions have slashed payday loans rates" /></a>
</p><p>The real concern surrounding <a href="http://www.instantpaydayloans.org.uk">payday loans</a> are the charges. Though payday loans attract a one-time fee and not accumulated interest, that one-time fee is usually quite high. This is because these loans are given over with no collateral and with very short notice. Cash loan lenders make their money by charging high rates. The point is that payday loans are very much in demand owing to their easily accessible nature.</p>
<p>&nbsp;</p>
<p>Recently however, credit unions have stepped into the picture. They report to the credit bureau and do not have any connection to the cash loan providers. They have managed to get these interest rates slashed to the bone. In fact credit union backed payday loans are charged at break-even point. There is also a 60-day payback period to boot. It is quite obvious that the major thrust of the credit unions have been the welfare of the borrower. This was not exactly the case with cash advance lenders. They wanted to capitalize on people&rsquo;s stresses regarding urgent money and spiked their interest rates accordingly.</p>
<p>&nbsp;</p>
<p>Now many states have imposed a maximum cap on interest rates on payday loans because they wish to protect the borrowers against getting fleeced by cash loan providers. But not at all states have adopted the same stance yet. There are still states where high interest rates prevail. If you are in the process of applying for payday loans, check out your state rules first.</p>
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		<title>Constructing a Financial Matrix</title>
		<link>http://financialdivide.com/constructing-a-financial-matrix/</link>
		<comments>http://financialdivide.com/constructing-a-financial-matrix/#comments</comments>
		<pubDate>Thu, 29 Mar 2012 18:20:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[cash. pay]]></category>
		<category><![CDATA[money]]></category>
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		<description><![CDATA[One time or another we all run into situations where our cash is not flowing through the bank as quickly as we need it to be. The solution can be found in a number of different types of loans to meet the bills and protect your credit rating. If you let it go, without the [...]]]></description>
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<p>One time or another we all run into situations where our <a href="http://www.paydayloan.org.uk">cash is not flowing </a>through the bank as quickly as we need it to be. The solution can be found in a number of different types of loans to meet the bills and protect your credit rating. If you let it go, without the proper action, you&rsquo;ll suffer bad credit consequences that will harm your future loan status. The banks are under a lot of scrutiny due to the less than ideal lending practices of the 90&rsquo;s. There are times when you&rsquo;ll be able to get bank money easily, and this is not one of them. You will need some type of loan guarantee.</p>
<p>If you live in a nice house that has a lot of equity stored, you might be able to draw on it without a problem. If you have a valuable car that is paid off, you might be able to tap a title loan or some other financing that is based on the car&rsquo;s value. The payday loan is one way to bridge the gap, when the cash runs dry. Just sign a paper that shows your job history and paycheck amount, and you&rsquo;ll be out the door with a fist full of dollars. It is one way to protect your good credit status.</p>
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